Md Rifat Hossain
About Candidate
A Finance and accounting professional with over 3.5 years of hands-on experience in the banking sector
at City Bank PLC, particularly in general banking and cash operations. Currently serving as an Officer in
the Accounts and Credit Monitoring Department at Remark HB Limited. Skilled in daily transaction
management, credit analysis, account reconciliation, maintaining daily petty cash & financial records
with accuracy and compliance. Experienced in preparing MIS reports, handling large volumes of data,
and using financial software such as Excel to streamline operations. Proven ability to work under
pressure, meet deadlines, and ensure financial transparency and accountability.
Location
Education
CGPA 5.00 out of 5
CGPA 4.40 out of 5
CGPA 2.90 out of 4
Work & Experience
• Managed daily cash transactions, including deposits, withdrawals, and vault management, ensuring accuracy and compliance with regulatory standards. • Assisted customers with account openings, maintenance, and closures, ensuring smooth processes, personalized service, and improving overall customer satisfaction. • Processed financial transactions such as RTGS, BEFTN, Pay Orders, and BACH with high attention to detail, ensuring seamless execution and compliance with banking policies. • Handled loan and credit card applications by verifying documents, assessing creditworthiness, and ensuring timely and accurate disbursements. • Enforced adherence to Anti-Money Laundering (AML) regulations and internal controls, maintaining the bank’s integrity and preventing financial crimes.
• Monitor and analyze customer credit limits, overdue balances, and payment behavior to minimize credit risk. • Prepare and review monthly aging reports, customer ledger statements, and credit exposure reports. • Collaborate with the sales and collection team to ensure timely realization of receivables. • Maintain and reconcile accounts receivable records with financial reports. • Support internal and external audits by providing relevant documents and clarifications. • Assist in developing and implementing credit control policies and procedures
