Rafiqul Alam Chowdhury

Junior officer
55000 / month
May 1, 1992

About Candidate

To build a challenging career in the banking and financial services industry through continuous learning and professional growth. To contribute analytical expertise, credit assessment skills, and banking knowledge toward achieving organizational financial objectives. To deliver value through ethical practices, innovation, and commitment within a forward-thinking financial institution.

Location

Education

M
Master of Business Administration (MBA) in Management 2016
National University (Govt. Hazi Mohammad Mohsin College), Chattogram

CGPA: 3.25 / 4.00

B
Bachelor of Business Administration (BBA) in Management 2015
National University (Govt. Hazi Mohammad Mohsin College), Chattogram

CGPA: 2.94/4.00

H
Higher Secondary Certificate (HSC) - Business studies 2010
Govt. Hazi Mohammad Mohsin College, Chattogram

GPA: 4.20/5.00

S
Secondary School Certificate (SSC) – Business Studies 2008
Hazi Mohammad Mohsin Govt. High School, Chattogram

GPA: 5.00/5.00

Work & Experience

J
Junior officer 06/09/2020 - 07/10/2025
Islami Bank Bangladesh PLC

Results-driven banking professional with over 5 years of experience in Islamic banking and financial services operations. Expertise in credit analysis, SME financing, and Shariah-compliant investment management. Skilled in financial analysis, regulatory compliance (KYC/AML/CFT), and portfolio monitoring. Proven track record of achieving recovery targets, improving asset quality, and strengthening client relationships.

Skills

• Credit Risk Analysis & Financial Assessment
• SME & Corporate Financing
• Shariah-Compliant Banking Operations
• Loan Processing & Documentation
• Regulatory Compliance (KYC/AML/CFT)
• Financial Reporting & MIS Analysis
• Client Relationship Management
• Microsoft Excel (Advanced)
• Microsoft Word & PowerPoint
• Core Banking Software & Systems
• MIS Reporting & Data Analysis

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